Multi-property landlord insurance FAQs
Here are some of the most common questions about multi-property portfolio landlord insurance
Landlords who have more than one rental property can benefit from taking out multi-property portfolio landlord insurance.
Here are some of the most common questions about it:
Portfolio insurance is where all your properties are insured on the same policy, with one premium to pay and one renewal date.What are the benefits of multi-property portfolio insurance?
Because all your properties are under one policy:
It is easier to administer as there is only one policy number and one renewal date
Because there’s only one policy, you’ll only pay one admin fee
What does Total Landlord’s portfolio landlord insurance cover?
Our comprehensive Premier policy cover includes:
Damage to the building from standard perils, including fire, storm, flood, subsidence and escape of water
Both accidental and malicious damage to the property and contents by tenants and/or guests
Theft by tenants and/or guests
Theft of keys or replacement locks
Landlord’s gardening equipment stored in an outbuilding
Loss of rent or alternative accommodation for tenants following an insured incident
Property owner’s liability up to £5 million – protection against your legal liability to pay compensation, claimants’ costs and expenses, in case someone injures themselves in the property and pursues you in court
See full details of our multiple property portfolio landlord insurance.
The cost of multi-property insurance will depend on the type of cover and how many properties you need to insure.
If you are a landlord with a rental portfolio, you can insure over 15 properties online with Total Landlord or alternatively call the team on 0808 109 8335 to discuss your requirements and to find out accurate costs.
How can I add another property to my portfolio insurance?
You can easily add or remove a property simply by calling your provider.
At Total Landlord, while you can add up to 15 properties on our website, we are also happy to receive a spreadsheet with all the property details to save you time and then have a telephone conversation to gain any extra information that will assist us in reducing your premium, while giving the protection you require!
What if any of my properties are unoccupied?
If your rental property is unoccupied for 30 days or more, you must inform your insurer, as you are likely to require unoccupied property insurance.
Cost
Coverage options
Customer service
Reputation of the insurance provider
Flexibility in policy terms
Ease of making claims
All the above
